Health indemnity benefit plans

Philadelphia American’s HSP Gold Edition Policy offers customized insurance plans and protection where it matters most at an affordable price. In addition, HSP Gold offers policyholders a growing number of tools, resources and value-added benefits that are sure to help you navigate through the costly and complex healthcare marketplace. *

critical illness benefit plan

Critical Illness Insurance is designed to ease the financial pressure by providing a lump sum cash benefit paid directly to you upon diagnosis of a covered illness to help you cope with the high cost of recovering from a critical illness crisis. The plan will provide up to $50,000 to help cover out-of-pocket medical expenses and the other costs associated with a covered critical illness.

Long-term care Insurance

Long term care is the care you may need if you are unable to perform daily activities on your own. That means things like eating, bathing, dressing, transferring and using the bathroom. The goal of long term care is to help you maintain your lifestyle as you age. Medicare, Medicare supplement insurance, and health insurance you may have at work usually won’t pay for long term care.

Accident Disability Coverage

When a covered accident occurs, the last thing you want on your mind is not to worry the charges accumulating while you are in the Emergency Room. An accident can leave your family with a great financial burden. Protect yourself and your family with 24 Hour Accident insurance, with coverage that applies to traveling, commuting, workplace accidents, being at home, and during many other situations.

Dental Insurance Coverage

A unique “hybrid” dental plan that combines traditional dental coverage with PPO discounts. A new breed of dental plans that covers the services you want at a price you can afford. Freedom of choice. Unlike many PPO plans that will not pay anything if you go outside their network, this plan will pay the non-network provider at the same rate as if they were in network. You will only be responsible for any charges above the PPO fees paid.

*These products are underwritten by the various Insurance Companies that Harvey Durham Insurance represents.
The product details and availability may vary by state.